Academy Bank - A Review Of The Services That Academy Offers

What is the Academy Bank, and are they right for you? What kind of services do they offer, and how do they measure up with other banks around the area and the country? First of all, they have locations in seventeen states around America, and are located on both the east and west coasts, and in the Midwest as well. For a complete list of their locations, just visit their website. They offer both personal and business banking, as just about every bank does, and with their personal accounts, ...
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Tuesday, March 2nd, 2010 Finance

What is a Check Draft, What is a Bank Draft, What is Check Drafting?

Check Draft and Demand Draft Explained:How to create a check draft.What is a check draft, or check draft software?How to accept checks and create check drafts.Can I create a check draft or demand draft?Overview:Any business can create a check draft.  Also called a demand draft, a check draft is a legal copy of the check that is created by the merchant, and authorized by the account holder, but not created by the account holder.A regular check is created by the account holder, and signed ...
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Monday, March 1st, 2010 Finance

Do You Want to Open a Secret Offshore Bank Account?

There are many people who feel more secure placing their money into an offshore bank account instead of a domestic account. They will find a bank in the country of their choice and they will house their money there. Most of the time, the owner of the offshore bank account won't tell anyone that the money is there. As a matter of fact, the account holder tries to forget that it is there because this is money that they are not likely going to spend. This is one reason why businesses will use ...
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Sunday, February 28th, 2010 Finance

All About the Bank Bail Out - Part 2

In the UK the credit crunch firmly wrote itself into the history books when one of the largest mortgage lenders in the country - Northern Rock - was nationalised. The nationalisation of the bank was undertaken by the government to prevent the bank from completely collapsing, which effectively rescued thousands of jobs and a large chunk of the UK economy. In late 2007 Northern Rock became the first real victim of the credit crunch in the UK and was a prime example of how the freezing up of the ...
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Saturday, February 27th, 2010 Finance

Home Equity Loan Improvements

It's time for home equity loan improvements There's more Regulation Z compliance on the way, courtesy of the Home Equity Loan Consumer Protection Act. This fall banks will have to implement the new home equity loan disclosure rules the Federal Reserve Board was required to issue under the act. The Federal Reserve released the final version of the home equity regulation on June 5. The rules were made effective June 7. However, compliance is optional until Nov. 7 because Congress ...
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Friday, February 26th, 2010 Finance

Stop Wasting Money When You Fill Your Car Up With Gas - Part 2

As I stated in my previous article - It's no big secret - gas prices are rapidly rising. This additional cost for fuel has become a financial burden for many consumers. This second installment to my first article gives more tips and advice on how to save money when filling your car up with gas. Previously I mentioned the merits of performing regular routine maintenance on your vehicle. The benefit to do this will greatly reduce your fuel costs and save you money. It's also a good idea to start ...
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Thursday, February 25th, 2010 Finance

Free Money Saving Tips - Part 1

With the high cost of gasoline and the amount of money needed to lead a comfortable life slowly increasing many consumers may be worried about how to make ends meet. Fortunately there are lots of ways to save money in a variety of areas. Using any of the 5 tips outlined below will leave a little something extra in your bank account at the end of month and eventually could influence the quality of lifestyle you lead. Tip Number 1 ' If you want to find out whether or not your home is wasting any ...
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Wednesday, February 24th, 2010 Finance

All About the Bank Bail Out - Part 1

The phrase "credit crunch" has been firmly etched into the history books thanks to the countless media stories circulating around the globe over the past few years. The phrase has been coined to summarise into a few words the massive problems with the banking system throughout the developed world. While the term has been used to label many events and circumstances engulfing the world, in essence it involves banks being unwilling to lend money. The credit market has crunched and it is proving ...
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Tuesday, February 23rd, 2010 Finance

Free Money Saving Auto And Home Loan Tips?

Free Auto Loan Tips The following tips should help increase your chances of getting a car loan at a better rate. Tip #1 - If you just started a job (recently graduated from college) then wait 6 months to apply for your car loan. Tip #2 - If you have currently have bad credit then repair it before applying for an auto loan. Tip #3 - If you've recently moved then wait until you have lived at your new address for 6 months before applying for a loan. Tips #4 - If you have had a previous auto loan ...
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Monday, February 22nd, 2010 Finance

Will Online Automobile Insurance Quotes Really Save Me Money?

If you're looking to save money on your auto insurance then online automobile insurance quotes are definitely something you want to look into. But there are more benefits to shopping online besides saving money. Receiving you car insurance quote online is fast, extremely easy, and exceptionally convenient. Generally speaking the quotes you qualify for are generated within minutes and usually there are multiple quotes allowing you the opportunity to compare numerous insurance providers, allowing ...
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Sunday, February 21st, 2010 Finance